Whether you need cash for a new purchase, home improvements, to consolidate your debt, or to finance a new or used car, new or used boat, or Recreational Vehicle (RV), we have the resources and expertise to make it a fast, easy, and enjoyable process. In addition Visa® and MasterCard® Platinum Advantage Credit Cards are available.
A revolving line of credit secured by the equity in your primary or secondary residence (investment and rental properties excluded). As the line is paid down, the funds become available again.
We make it a fast, easy, and enjoyable process for clients who need financing for the purchase of a new or used car; new or used boat; or Recreational Vehicle (RV)
Conventional, Jumbo, FHA and VA options - We offer custom solutions for every residential mortgage-financing situation. Whatever your financing needs, we will tailor a loan that’s right for you.
VHDA & First Time Home Buyers Programs - We have a variety of home mortgage loans available for both first-time buyers and repeat homeowners to help low- and moderate-income clients attain quality, affordable housing.
Reverse Mortgage - A reverse mortgage is a unique loan that enables senior homeowners over the age of 62 to turn their home’s value into cash without having to sell the home, give up title or take on new monthly mortgage payments.
Other Programs Available to Finance
Construction Perm Loan - So that you can worry less about financing and focus more on the details of your new home. In addition to long-term rate locks, we can offer a one-time close that helps clients save money by not paying two sets of closing costs.
Renovation/Repair Loan - This is similar to our construction offering, but is for the renovation or repair of an existing home; it features a “subject to” appraisal so that the value includes the proposed improvements. OBX Bank handles draws directly to your builder.
Lot Loan - Building a new home can be an exciting prospect. OBX Bank offers land-only financing as the first step toward building your dream home or vacation getaway. Our Lot loan will allow you to purchase the lot while continuing the process of finalizing your construction plans.