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Online Banking Agreement

Features and Disclosures

Member FDICEqual Housing Lender

Basic Business

A checking account for a business without high check and deposit volumes which allows for up to 175 transactions and no minimum balance requirement.

Premium Business

An account for a business which allows for up to 500 transactions with a low minimum balance requirement.

Commercial Analysis

An account for high volume business accounts that rewards the owner for balances that can offset transaction costs. Monarch pays an above market earning credit rate to help offset your cost and provide you with the latest technology and services.

Attorney Escrow/ IOLTA

Specially designed for those responsible for managing escrow accounts.

Community Investment

We are first and foremost a locally owned community bank, and will at all times give local clients and community needs top priority. Our Community Investment Checking rewards Non-profit Organizations, 501(c)(3) for balances with money market-like returns that in turn offset transaction costs.

Contact a Private Banker to get started or visit any OBX Bank for more information.

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