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From our board members to our employees,
our team calls the Outer Banks home.

A division of Monarch Bank, OBX Bank swings the pendulum back to the time-honored ways of banking embedded with the ‘locals serving locals’ philosophy. Our expansion into the Outer Banks reflects our commitment to the businesses, professionals and individuals throughout the community who still value relationship banking. Veteran bankers David W. McGlaughon, president and W. Ray White, chairman of the OBX Bank Board of Directors, lead OBX Bank and are proud to bring personalized relationships, customer service and local decision making back to the Outer Banks community.


David W. McGlaughon

David W. McGlaughon
OBX Bank President

David McGlaughon has been in banking for nearly 30 years, all of which have been spent in North Carolina. McGlaughon has worked his way through many levels of the banking business earning several awards along the way. In 1990, after leaving Planters Bank as branch manager of the Nags Head office, he began work as city executive-outer banks for First Union National Bank in Kitty Hawk and most recently, was a senior vice president for Southern Bank Outer Banks market. McGlaughon serves as chairman for the Outer Banks Family Y.M.C.A., treasurer of the First Flight High School Athletic Booster Club and board member of Duck Woods Country Club, Kilmarlic Golf Club and Kitty Hawk United Methodist Church. He is an active golfer and teammate of the Outer Banks Salt Masters surf fishing team for over 12 years.

W. Ray White

W. Ray White
Chairman, OBX Bank

W. Ray White, an Outer Banks native, Banking veteran with over 35+ years of experience and roots that go back to Planters Bank, retired from his last position as regional president of RBC Centura in 2002. White is active in community and state affairs serving as chairman of the Dare County ABC Board, first district commissioner of the North Carolina Wildlife Resources Commission and board member of Outer Banks Community Foundation, Dare Education Foundation and The North Carolina Aquarium Society.

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