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Features and Disclosures

Member FDICEqual Housing Lender

Real Estate & Construction Group

Our focus is on lending to the top builders and developers in our markets. We specialize in a wide array of loan options to meet the needs of commercial Real Estate Developers and Residential Builders. We offer financing for acquisition and development and construction needs.

Features:

  • Offer financing for residential and commercial real estate acquisition, development, construction, and mini-term financing (up to 5 year terms) on commercial real estate
  • Local industry expertise within the lending group to provide consultative services
  • Wide array of loan options available to meet the needs of commercial real estate developers and residential builders
  • Quick, local decision making and quick closings

Property Types:

  • Lot Loans
  • Acquisition and Development Loans
  • Residential Construction Loans
    • Consumer/Individual Residences
    • Builder Loans
    • Builder Lines of Credit
  • Commercial Real Estate Loans - up to 5 year term loans
    • Office Buildings
    • Retail Strip Shopping Centers
    • Hotels
    • Self Storage
    • Warehouse
  • Residential Investment Properties - Short-term: 6mo+ & long-term: up to 5 years

Contact Someone from Our Real Estate Construction Group Below

Jim Ferber

Jim Ferber
President
(757) 955-8605

Joe Dreps

Joe Dreps
Executive Vice President
(757) 309-4520

Dennis Napier

Dennis Napier
Senior Vice President
(757) 955-8609

Bob White

Bob White
Senior Vice President
(757) 955-8610

Cathy Lockwood

Cathy Lockwood
First Vice President
(757) 955-8602

Chris Lyle

Chris Lyle
First Vice President
(757) 955-8603

Portfolio and Account Managers: (For specific questions on existing accounts)

Nicole Crandall

Nicole Crandall
Officer
(757) 955-8608

Jeanne Armstrong

Jeanne Armstrong
(757) 955-8616

Maria Cistola

Maria Cistola
(757) 955-8607

Marivic V. Puco

Marivic V. Puco
(757) 955-8606

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