Personal Checking Accounts

Monarch Bank has many personal checking account solutions, with one that is just right for your individual needs. Our "feature-rich" checking accounts will make you wonder why you haven't always banked with Monarch.

ONE Account

Really three accounts in one, which is why we call this the Monarch ONE account. Knowing many of our clients juggle with separate checking, savings, and money market accounts we developed one account that does it all. Unlimited check writing and interest paid on three different tiers: Tier 1 is for your checking balances where we pay a premium checking rate of interest, Tier 2 is the savings tier where you earn a competitive savings rate of interest, and Tier 3 pays a premium money market rate. Benefits include: Monarch fee free use of any ATM worldwide, free Monarch wallet checks, Free internet banking with bill pay, Free cashiers checks, bonus certificate of deposit rates, and a higher daily limit on your Visa CheckCard. As with all our account you will receive Free 24 hour telephone banking, Free local non-800 customer service, Use of 50+ Monarch Bank ATMs, $500 Courtesy Pay Overdraft coverage, and monthly statement w/imaged checks. Just maintain a $10,000 balance in this account to avoid any monthly servicing fees.

Supreme Interest Checking

Earn interest and enjoy unlimited check writing, all for no fee when you maintain a minimum balance of only $500. Receive your first order of Monarch wallet checks Free. Benefits include: Free internet banking, Free ATM or Visa Check Card with No-Fee Visa Check Card transactions, Free 24 hour telephone banking, Free local customer service, Use of 40+ Monarch Bank ATMs, $500 Courtesy Pay Overdraft coverage, and monthly statement w/imaged checks.

Monarch Free Checking

A very popular account. Unlimited check writing with no minimum balance to maintain. Receive your first order of Monarch wallet checks Free. Benefits include: Free internet banking, Free ATM or Visa Check Card with No-Fee Visa Check Card transactions, Free 24 hour telephone banking, Free local customer service, Use of 40+ Monarch Bank ATMs, $500 Courtesy Pay Overdraft coverage, and monthly statement w/imaged checks.

See a Monarch Bank Representative for details on these and other account solutions. Member FDIC.