The disenchantment with big banks is spreading from Wall Street down to Main Street. In fact, it's even reached the Outer Banks. You see, when we opened our doors we set out to create a different banking experience, to break the mold of what could be considered the typical financial institution or the typical banker. At OBX Bank, you can expect full, sit-down service, no lines, competitive rates, and a relaxed experience where you'll feel like the valued client you are, not a number. We continue to work closely with our relationship clients and remain committed to meeting our clients' financial needs. Now while the big banks from here to Wall Street have done a pretty good job of forgetting that, we never have.

Notice: Important Changes to FDIC Insurance As of January 1, 2013, funds in a non-interest bearing transaction account (including an IOLTA) will no longer receive unlimited deposit insurance coverage. Funds will be FDIC-insured up to the standard maximum deposit insurance amount ($250,000) for each ownership category. If you would like to review your accounts with a bank representative please contact us at 757-389-5154 or 757-389-5155.

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