Free Checking

Enjoy account benefits with no minimum balances to maintain.

Benefits:

• Unlimited check writing
• ATM or Visa® Check Card
• No-Fee Visa® Check Card POS Transactions
• Monthly paper statement with imaged checks

Convenience Checking

No minimum balances to maintain with the advantages of multi-channel banking access, all for a fixed monthly fee of $7.95.

Benefits (all the above plus):

• Internet Online Banking
• Bill pay
• Mobile Banking
• Text messaging alerts
• Multi-channel banking access on all related accounts
• Three (3) monthly "no fee" non-Monarch/OBX ATM usages
• Monthly paper or E-statement with imaged checks
• Free first order of wallet style checks

Relationship Checking

A great checking package for individuals, that pays interest and rewards clients for maintaining balances in other accounts. Our relationship package allows clients to receive balance recognition on multiple personal and business checking, savings and CD/IRAs accounts.

Benefits (all the above plus): Pays interest
To avoid a $15 service charge maintain
monthly average

• Checking account balances of $2,500

or monthly average:

• Savings/Money Market balance of $10,000;

or monthly average:

• CD/IRAs balance of $25,000

ONE® Account

Our best checking account for individuals, that pays interest like a high-yielding checking, savings and money market account. Now you can get total liquidity and increasing rates of interest based on your balance from a blended yield of the interest rate earned in a tiered rate structure. No limit on transactions, no worries about market fluctuations. Maintain a $25,000 balance in this account to avoid monthly $25 service charge.

Benefits (all the above plus): Pays high-yielding interest and free unlimited wallet style checks

Contact a Private Banker to get started or visit any Monarch Bank Office for more information.