We understand life can get busy. Busy lifestyles demand better ways to stay on top of money matters. Monarch is excited to announce the launch of our new multi-channel banking bundle. With Internet Online Banking, Bill Pay, Mobile Banking, Text Messaging Banking and E-mail alerts, your finances are right at hand.

When things get crazy, it’s easy to forget to make a deposit or record a transaction and end up with an overdrawn account. New Federal Reserve rules on overdrafts go into affect for new bank clients on July 1, 2010 and for existing bank clients August 15, 2010. The new Federal Reserve rule gives clients the option to opt-in or out of Monarch Bank paying an overdrawn item for a debit card transaction. The new regulation only affects consumer accounts and not business accounts. Watch the video to learn more how "opt-in" overdraft will affect you.

Monarch has developed four new checking accounts; Free, Convenience, Relationship and ONE®. Each new checking account was designed and packaged to reward clients for maintaining both balances in other accounts and utilizing our new bundled services. For example, our new relationship package now allows clients to receive balance recognition on multiple personal and business checking, savings and CD/IRAs accounts. Contact a Private Banker to get started or visit any Monarch Bank Office for more information.

Over ten years ago, Monarch took flight with the dream of bringing a true local community banking experience to Hampton Roads, Virginia. Today, the "butterfly bank" continues to grow across Hampton Roads and beyond. Monarch Bank launched a new community bank, OBX Bank, dedicated to the residents and businesses on the Outer Banks of North Carolina. Monarch Mortgage expanded new operations in Hampton Roads, Richmond and northern, Virginia; North Carolina; Maryland and South Carolina. Subsidiaries Monarch Investments and Monarch Capital also thrive, assisting our strong and calculated growth.

Monarch maintains a strong focus on our Mission Statement of "Building Lasting Relationships through Exceptional Service"

Meet business and community leaders who believe in Monarch and our focus on serving our own community.

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