Personal IRA Accounts

Monarch can help you plan and prepare for retirement. Choose one of our FDIC-insured banking IRA solutions below or consult with a Monarch Financial Group Partner for an investment or annuity solution. The earlier you begin, the larger your balances will grow. We can help with the following types of IRA accounts:

• Traditional IRA
• Roth IRA
• Education IRA

IRA Certificate of Deposit

A guaranteed rate of interest for a term you select. Certificate IRAs are for fixed terms from one year up to five years, with a guaranteed rate of return. Early withdrawal penalties may apply. Consult your tax advisor for tax deductible or tax deferred status of your investment. Most certificates only require a $2,000 minimum balance.

Money Market IRA Account

Our interest-bearing Money Market IRA is a great place to consolidate IRA assets without losing their tax status. Consult your tax advisor for tax deductible or tax deferred status of your investment.

See a Monarch Bank Representative for details on these and other account solutions. Member FDIC.

Securities and insurance offered through Monarch Financial Group and BI Investments, LLC, member NASD and SIPC. BI Investments is an affiliate of Monarch Bank. Monarch Investments, LLC is a subsidiary of Monarch Bank. Securities and insurance products: Not insured by the FDIC or any Federal Government Agency, May Lose Value, Not a Deposit of or Guaranteed by the Bank of any Bank Affiliate.