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Construction Perm Loan

So that you can worry less about financing and focus more on the details of your new home. In addition to long-term rate locks, we can offer a one-time close that helps clients save money by not paying two sets of closing costs.

Renovation/Repair Loan

This is similar to our construction offering, but is for the renovation or repair of an existing home; it features a "subject to" appraisal so that the value includes the proposed improvements. Draws are handled by Monarch directly to your builder.

Lot Loan

Building a new home can be an exciting prospect. Monarch offers land-only financing as the first step toward building your dream home or vacation getaway. Our Lot loan will allow you to purchase the lot while continuing the process of finalizing your construction plans.

Contact Monarch Mortgage Construction Perm Department for Pricing and Qualification Information.

Connie West

Connie West
First Vice President
Construction Perm Manager
(757) 390-2225

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