Commercial Lending

Flexible financing options. Fast local decision-making. Unrivalled service. Monarch Bank wants to help your business grow. We realize that you need a bank that can take the time to understand your needs and offer solutions specifically tailored for your business. Whether financing the expansion of your business or seeking additional working capital, our portfolio of commercial products offers a broad range of short- to long-term solutions. And our proactive style of service results in long-term relationships in which we take particular pride.

Why talk to Monarch Bank? We have the financial strength, capacity and expertise to accommodate all of your financing needs. Our financing capabilities include industry-specialized services, such as small business and real estate lending.

Commercial Real Estate Loans

We specialize in commercial, owner occupied and investment, office/warehouse and apartment financing.

Small Business Loans

At Monarch, we can design a loan with competitive interest rates and flex terms that will meet the special needs of small businesses. We also work in partnership with the US Small Business Administration (SBA) and can assist you with any of their programs. An SBA loan can be a wise financing alternative:

• Up to 90% financing on commercial real estate
• Up to 85% of business acquisition costs
• Low interest rates
• Loan for multiple purposes
• Longer loan terms: business loans up to 10 years; real estate loans up to 25 years

Professional Loans

Professionals have special banking needs, from partnership purchases to business expansion. We have the products and services to meet your needs.

Lines of Credit

When you need immediate access to funds to cover operating expenses, special needs, or working capital, our business line of credit will help you achieve your goals.

Commercial Term Loans

When you need to purchase new machinery, equipment, or vehicles, our term loans will provide the pricing and structure you need.

See a Monarch Bank representative for details on these and other account solutions.