Cash Management Services

We do more than manage your working capital. We help maximize it. We have the treasury management solutions you need to compete in today's fast-paced business environment. Enjoy the benefits of fast, reliable and cost-effective solutions. We place service at the centerpiece of everything we do. So, let us team with you to meet the challenges of today and capture new opportunities for tomorrow.

Why talk to Monarch Bank? We have big bank capabilities with a small bank feel while offering competitive, customized products and services to meet your business needs.

Internet Cash Management Services

• On-line, real-time balance and transaction reporting: Access to previous and current day information, day or night, from home or office. Up-to-the minute cash position.
• Security: SSL Protected site with multi-level password and access control.
• Controlled Disbursement: Current day reporting of presentment totals.
• View Check Images: Immediate online access to paid checks.
• Wire Transfers: Initiate domestic wire transfers from templates or as free-form wires.
• Stop Payment: Place real-time stops, cancels and renewals on your checking accounts.
• Account Transfers: Real-time transfers between your Monarch Bank accounts.
• Optional: Automated Clearing House (ACH): Create ACH batches and files, import file data into batches, transmit NACHA files and initiate tax payments.
• Optional: Account Reconcilement/Positive Pay: Approve exception items via Positive Pay, upload check issue files or manual entry of single check issues.

Other Cash Management Services

• Analyzed Commercial Checking: Offset with balances.
• Zero Balance/Target Balance Account: Centralize cash for better control.
• Imaged Checks: Immediate online access to paid checks.
• CD-ROM Check Images: Clear, digitized images of you cancelled checks.
• Deposit Concentration: Simplify and centralize your deposit activity.

Electronic Collections & Payment Services

• Automated Clearing House (ACH): Send and receive payments electronically.
• Wire Transfers: Initiate domestic and foreign transfers by fax or online.

Sweep Services

• Sweep Services: Increased returns. Automatically.

Payment Solutions

• Commercial Cards (Coming Soon)
• Merchant Credit/Debit Card Services

What about security? - Monarch Bank offers a secure (SSL Protected) online Internet cash management application which provides businesses a single point of access for all their financial needs. The service is available 24 hours a day, seven days a week, with access from the office, home or on the road.

See a Monarch Bank Representative for details on these and other account solutions.